All personal auto policies do not offer ride share coverage. *Montello Insurance offers coverage for Uber/Lyft

* subject to type of drivers license carried

We will accept foreign Licenses for personal auto insurance

*To help defray costs at the veterinarian's office, we offer insurance on your pet

* Subject to exclusions and limitations

Please contact our office for details

Each time your Workers Compensation Coverage lapses, whether it is expiring or has cancelled for one reason or another, a Workers Compensation audit will be necessary

We will write in the states of Massachusetts and Rhode Island.

Kimberly Thomas and Montello Insurance support Autism Awareness 

Our office hours are Mon-Fri 8am-4pm. We will be closed on Columbus day, 10/8/2018. 

Effective 10/20/2018, we will be open by appointment on Saturday and Sundays. Just give us a call

Our office hours are Mon-Fri 8am-4pm. We will be closed on Thanksgiving and the Day after and resume operations Monday, November 26th at 8:00am 

Our business customers can go online to issue their own Certificates of Insurance. Call us and we will tell you how!!

We will close early on Monday, 12/24/2018; please call 508-942-5114 before you come. We are closed on Tuesday, December 25th for Christmas. We will open on December 26, 2019 at 8:00am for business.

We will close early on Monday, 12/31/2018; please call 508-942-5114 before you come. We are closed on Tuesday, January 1, 2019 for New Years Day. We will be open for business on Wednesday, January 2, 2019 at 8:00am for business.

We are closed on Monday, January 6, 2019 in observance of Martin Luther King Day. We will be open for business on Tuesday, January 22, 2019 at 8:00am 

We are closed on Monday, February 18, 2019 in observance of President's Day. Please call me at 508-942-5114 should you need any assistance on your insurances. We will be open for business on Tuesday, February 19, 2019 at 8:00am 

Montello Insurance Agency is  a Trusted Choice Insurance Agent.

Risk Considerations for the Professional Home Handyman:

Business Liability 

Securing liability insurance for your business activities may not always be mandatory. However, performing handyman or construction services without liability insurance means exposing your personal assets as compensation to another party for damages caused by your work. When reviewing a business liability insurance policy, here are a few important considerations:

Who is an insured?  This section of the policy explains which people and/or parties will be legal status of your business. For example, if you operate as a sole proprietor, you, your

spouse, employees and a few other parties may be

such as a general contractor who hires you to assist with

a remodel or a landlord who owns the building where your shop is, may request this status by endorsement. Your Trusted Choice® Independent Insurance Agent can help you with such

requests.

What are exclusions? Exclusions are descriptions of actions or conditions that, should they occur, are not covered by the insurance policy. Business liability insurance policies differ, but

they all contain exclusions that could harm your ability to access the protection of your policy.

For example, many business liability insurance policies contain an exclusion for the costs associated with replacing your damaged work. you break a pipe and cause your

home to flood. In this case, your policy should cover the resulting water damage to the home but will not pay your costs to replace the broken pipe or redo your faulty workmanship

that caused the damage.

If you ever hire the services of subcontractors to work on your behalf, its important to review the exclusions in your policy to determine if damages they cause would be covered by your policy.

Montello Insurance Agency will be closed on Monday, April 15th in observance of Patriots Day. Please feel free to contact me at 508-942-5114 if you are of need of assistance. Thank you... Kim